Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800-BETS-OFF (IA), 1-800-270-7117 for confidential help (MI), 1-800-981-0023 (PR) . You can alternatively fund your account at an online sports betting site by paying cash at a retail sportsbook or by using PayNearMe at your local participating store.

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The confounding factor in all of this is that the law in many states is outdated and unclear on the legality of online horse racing betting, leaving it up to individual operators to interpret the law in each state and determine whether or not they are comfortable offering their services there. Although the original request from Illinois and New York was related to online lotteries, the Justice Department's new interpretation opened the door to most forms of online gambling.